Shivani Siroya


with Bonnie Oliva

Poverty Alleviation & Economic Development


YouTube blog

Shivani Siroya 2011 Global Fellow

Bold Idea 

Flip the traditional credit scoring model by putting power into the hands of newly empowered consumers in emerging markets delivering real-time affordable credit to the unbanked and underbanked through their mobile app and unique channel.

InVenture is revolutionizing financial markets by providing a standardized global credit score for anyone with a mobile phone, thereby increasing efficiency, transparency, and driving down costs. InVenture's first product, InSight, is a text-messaging based system that enables individuals to perform basic accounting, demonstrate creditworthiness, and access financial services all through SMS.

Shivani Siroya has a wide array of professional experience in global health, microfinance, and investment banking. Prior to founding InVenture, she worked in health costing at UNFPA and Mergers & Acquisitions at Health Net. Shivani is a 2011 Unreasonable Fellow and is currently teaching “Mobilizing Communities” at the Graduate School of Education and Psychology at Pepperdine University. She holds a MPH in Health Economics and Policy from Columbia University and a BA in International Relations from Wesleyan University.